Klarna offers buy now, pay later with 4 interest-free payments or monthly financing. Service available through app or website login. Minimum purchase requirement is $50 or $200 for New Mexico addresses
Deferred payment allows buyers to purchase now and pay later in installments. Interest rates vary by lender and can be paid with or without interest. Deferred payment agreements are legal contracts with specific terms
Installment payments allow customers to spread purchase costs over multiple payments. Market valued at $90 billion in 2020, expected to reach $4 trillion by decade's end. 45 million US consumers use installments for purchases
Uses existing credit card for flexible payments. No new loans or applications required. No interest or fees charged. Maintains credit card rewards and fraud protection
Hourly rate equals annual salary divided by total work hours. For 40-hour workweek, annual hours are approximately 2080. Calculation doesn't include overtime, bonuses, or benefits
Maya PayLater is Maya Bank's Buy Now Pay Later service for future payments. Service available through Maya App or checkout powered by Maya. Maya Bank reserves right to approve or reject applications