Postal codes are numeric or alphanumeric codes identifying geographic locations. London introduced first postal code system in 1857 with compass points. Ukraine implemented first modern postal code system in 1932. US mail volume doubled from 30 billion to 80 billion pieces per year
PCI DSS is a security standard for credit card transactions. Created in 2004 by major credit card companies. Not legally required but often contractual obligation. Aims to protect cardholder data and prevent fraud
Cyberfile.me is classified as a suspicious shop by Gridinsoft Anti-malware. Domain registered one year ago through NameCheap, Inc. Website has high traffic and large visitor numbers
Account number is a unique code for financial institution records. Works alongside routing number to identify individual and institution. Used for routing financial authorization requests to correct owners. Most common type is checking account number for commercial transactions
Chargebacks occur when customers dispute payment transactions with banks. Most common causes are fraud and unauthorized transactions. Technical issues like duplicate transactions can trigger chargebacks
Physical cards can be stolen from wallets or lost cards. Cards can be accessed through dumpster diving and friendly fraud. Card skimmers and shimmers collect data from magnetic strips. Public Wi-Fi and RFID technology can intercept payments. Phishing emails and malware can steal sensitive information