Three CD options available: Featured, Fixed Term, and Flexible. Minimum opening deposit is $1,000 for all accounts. FDIC insurance up to $250,000 per depositor
Momentum investing involves buying rising securities and selling when they're about to peak. Richard Driehaus pioneered this strategy in 1982. Strategy aims to capitalize on market volatility through short-term uptrends
Treasury bills are short-term U.S. government debt securities maturing 4 weeks to 1 year. Bills are sold in $100 increments and can be purchased online. Government backing makes them virtually risk-free if held to maturity
CD is a short-term money market instrument launched in 1989. Minimum investment is INR 1 lakh, with multiples allowed. Maturity period is 7 days to 1 year. Banks guarantee higher interest rates than savings accounts. FDIC insures CDs and RBI regulates their issuance
Popular Direct leads with 4.25% APY for 60-month CDs. Signature Federal offers 4.20% APY with $500 minimum deposit. Credit Human provides 4.11% APY with $500 minimum. Synchrony Bank and Dow Credit Union offer 4.00% APY
Inverse ETF uses derivatives to profit from market declines. Also known as Short ETF or Bear ETF. Utilizes daily futures contracts to produce returns. Funds typically have expense ratios of 1% or more