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    Bank of America CD Account Features

    bankofamerica.com/deposits/bank-cds/cd-accounts/

    Yapay zekadan makale özeti

    Account Types and Minimum Requirements
    • Three CD options available: Featured, Fixed Term, and Flexible
    • Minimum opening deposit is $1,000 for all accounts
    • FDIC insurance up to $250,000 per depositor
    Term Options
    • Fixed Term CDs available from 28 days to 10 years
    • Flexible CDs offer terms from 28 days to 12 months
    • Automatic renewal available for most terms
    Key Features
    • Fixed rates for all CD types
    • No additional deposits allowed until maturity
    • Early withdrawal penalty applies outside grace period
    • 7-day grace period for term changes
    Additional Benefits
    • Higher interest rates than traditional savings accounts
    • No monthly fees
    • Access to financial centers and Merrill Edge investment options

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