Calculator determines FV, PMT, I/Y, N, and PV parameters. Works similarly to 5-key time value of money calculators. Includes graph and schedule features for visual learning
Single-payment factors determine future money accumulation from present worth P. Compound interest means interest paid on top of previous interest. Cash flow diagrams show accumulation amounts over time
XNPV determines company worth considering specific dates. XIRR calculates internal rate of return for cash flows. MIRR modifies IRR for investments with different reinvestment rates
Continuous compounding assumes infinite interest reinvestment over time. Most interest is compounded monthly, quarterly, or semiannually. Concept is important in finance despite practical inefficiency
FV calculates future value with constant interest rate and periodic payments. PV determines present value using FV formula. NPV sums positive and negative cash flows over years. PMT calculates periodic payments for loan repayment
Future value measures the worth of current assets in the future. Calculation depends on anticipated growth rate or rate of return