3D Secure works on multiple platforms including Web, iOS, Android, and React Native. Stripe supports both 3D Secure 1 and 2 when banks support it. Not all transactions support 3DS, including wallets and off-session payments
3D Secure authenticates users before processing payments. Required in some countries like India. Uses OTP verification or bank-specific authentication methods
Payment processing manages electronic transactions via credit/debit cards. Processor verifies card authenticity and handles bank communication. Transactions occur in authorization, authentication, and settlement stages
3D Secure is a security protocol for online credit/debit card transactions. Developed by Visa, adopted by MasterCard and American Express. Protects against card-not-present fraud in online shopping
91% of internet users made purchases online in 2022. Germany has around 40 payment systems for online shopping. Payment on invoice (23.8%) and PayPal (29.6%) are most popular systems
3D Secure adds security to online payments through additional authentication step. Protocol developed by Visa and adapted by other major card schemes. Three domains: issuer, acquirer, and interoperability domains