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    Understanding Card Issuer Rejections

    checkout.com/blog/card-issuer-rejection-explained

    Yapay zekadan makale özeti

    What is Issuer Rejection
    • Issuer rejects payments to prevent fraud and protect all parties
    • Payment declines occur when issuer detects problems with transaction
    • Issuer sends response code to merchant with possible reasons
    Types of Declines
    • Soft declines are temporary and can be resolved with retries
    • Hard declines indicate serious problems and should not be retried
    • Most common reasons are insufficient funds and authentication issues
    Common Reasons for Rejection
    • Incorrect card details trigger payment rejections
    • Unusual transactions may indicate fraud suspicion
    • Lost/stolen cards require identity verification
    • Expired cards need alternative payment methods
    Consequences and Solutions
    • Credit card declines are top 10 reason for cart abandonment
    • 42% of consumers deterred from returning after one false decline
    • Checkout.com offers automated soft-decline retry feature
    • Multiple payment methods recommended to avoid abandoned carts

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