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Synchrony Financial Overview

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Company History: Founded in 1932 as GE Capital Retail Bank during Great Depression
GE spun off retail credit card business in 2014
IPO raised $2.88 billion in July 2014
Business Operations: Largest provider of private-label credit cards in U.S
Offers credit, promotional financing, and installment lending
Acquired PayPal's $7.6 billion credit portfolio in 2018
Operates four Innovation Stations across multiple locations
Technology and Partnerships: Launched Digital Apply credit application site in 2016
Created Alexa Store Card skill for Amazon Store Cards
Partners with major brands including Amazon, Lowe's, and Verizon
Operates over 500,000 Car Care locations across 25 categories
Public-Private Initiatives: Established cybersecurity center at University of Connecticut
Opened emerging tech center at University of Illinois
Donated $1 million to Connecticut Commitment initiative
Settled CFPB case for $225 million in 2014