Bank reference number uniquely identifies financial transactions
Required for all business transactions, including credit/debit cards
Generated as random combination of letters and numbers
Locating and Tracking
Usually appears in bank statements with 20-30 digits
Found in online banking section under transaction details
Can be tracked through bank platform transaction list
Benefits and Usage
Enables faster customer service communication
Helps identify suspicious transactions for investigation
Facilitates tracking of millions of transactions
Allows fraudulent charges to be reversed before approval
Types and Sources
Issued for credit/debit card applications and merchant receipts
May be provided in customer service inquiries
Found at top of application forms or company communications
Used for tracking transactions through company databases
Yanıtı değerlendir
{"lkw30":{"state":{"logoProps":{"url":"https://yandex.com.tr"},"formProps":{"action":"https://yandex.com.tr/search","searchLabel":"Bul"},"services":{"activeItemId":"summary","items":[{"url":"https://yandex.com.tr/gundem/","title":"Gündem","id":"agenda"},{"url":"https://yandex.com.tr/shopping/","title":"Alışveriş","id":"shopping"},{"url":"https://yandex.com.tr/finance/","title":"Finans","id":"finance"},{"url":"https://yandex.com.tr/yacevap/","title":"YaCevap","id":"answers"},{"url":"https://yandex.com.tr/yaozet/","title":"YaÖzet","id":"summary"},{"url":"https://yandex.com.tr/travel/","title":"Seyahat","id":"travel"},{"url":"https://yandex.com.tr/video/search?text=popüler+videolar","title":"Video","id":"video"},{"url":"https://yandex.com.tr/gorsel/","title":"Görsel","id":"images"}]},"userProps":{"loggedIn":false,"ariaLabel":"Menü","plus":false,"birthdayHat":false,"child":false,"dialogProps":{"host":"yandex.com.tr","lang":"tr","project":"summary","queryParams":{"exp_flags":"skin","preset":"oceania","utm_source":"portal-summary"},"retpath":"https%3A%2F%2Fyandex.com.tr%2Fyaozet%2Ffinance%2Fbank-reference-numbers-overview-id1-1nvipWYK%3Flr%3D213%26ncrnd%3D47882","tld":"com.tr","platform":"desktop"},"className":"PortalHeader-User"},"suggestProps":{"selectors":{"form":".HeaderForm","input":".HeaderForm-Input","submit":".HeaderForm-Submit","clear":".HeaderForm-Clear","layout":".HeaderForm-InputWrapper"},"suggestUrl":"https://yandex.com.tr/suggest/suggest-ya.cgi?show_experiment=222&show_experiment=224","deleteUrl":"https://yandex.com.tr/suggest-delete-text?srv=web&text_to_delete=","suggestPlaceholder":"Yapay zeka ile bul","platform":"desktop","hideKeyboardOnScroll":false,"additionalFormClasses":["mini-suggest_theme_tile","mini-suggest_overlay_tile","mini-suggest_expanding_yes","mini-suggest_prevent-empty_yes","mini-suggest_type-icon_yes","mini-suggest_personal_yes","mini-suggest_type-icon_yes","mini-suggest_rich_yes","mini-suggest_overlay_dark","mini-suggest_large_yes","mini-suggest_copy-fact_yes","mini-suggest_clipboard_yes","mini-suggest_turboapp_yes","mini-suggest_expanding_yes","mini-suggest_affix_yes","mini-suggest_carousel_yes","mini-suggest_traffic_yes","mini-suggest_re-request_yes","mini-suggest_source_yes","mini-suggest_favicon_yes","mini-suggest_more","mini-suggest_long-fact_yes","mini-suggest_hide-keyboard_yes","mini-suggest_clear-on-submit_yes","mini-suggest_focus-on-change_yes","mini-suggest_short-fact_yes","mini-suggest_app_yes","mini-suggest_grouping_yes","mini-suggest_entity-suggest_yes","mini-suggest_redesigned-navs_yes","mini-suggest_title-multiline_yes","mini-suggest_type-icon-wrapped_yes","mini-suggest_fulltext-highlight_yes","mini-suggest_fulltext-insert_yes","mini-suggest_lines_multi"],"counter":{"service":"summary_com_tr_desktop","url":"//yandex.ru/clck/jclck","timeout":300,"params":{"dtype":"stred","pid":"0","cid":"2873"}},"noSubmit":false,"formAction":"https://yandex.com.tr/search","tld":"com.tr","suggestParams":{"srv":"serp_com_tr_desktop","wiz":"TrWth","yu":"3087058741760366129","lr":213,"uil":"tr","fact":1,"v":4,"use_verified":1,"safeclick":1,"skip_clickdaemon_host":1,"rich_nav":1,"verified_nav":1,"rich_phone":1,"use_favicon":1,"nav_favicon":1,"mt_wizard":1,"history":1,"nav_text":1,"maybe_ads":1,"icon":1,"hl":1,"n":10,"portal":1,"platform":"desktop","mob":0,"extend_fw":1,"suggest_entity_desktop":"1","entity_enrichment":"1","entity_max_count":"5"},"disableWebSuggest":false},"context":{"query":"","reqid":"1760366258366717-4546426676747353513-balancer-l7leveler-kubr-yp-klg-215-BAL","lr":"213","aliceDeeplink":"{\"text\":\"\"}"},"baobab":{"parentNode":{"context":{"genInfo":{"prefix":"lkw3w01-0-1"},"ui":"desktop","service":"summary","fast":{"name":"summary","subtype":"header_tr"}}}}},"type":"summary","subtype":"header_tr"},"lkw31":{"state":{"links":[{"id":"0","title":"Ana Sayfa","url":"/yaozet/","target":"_self"},{"id":"1","title":"Talimatlar","url":"/yaozet/how_to","target":"_self"},{"id":"2","title":"Eğitim","url":"/yaozet/education","target":"_self"},{"id":"3","title":"Tıp","url":"/yaozet/medicine","target":"_self"},{"id":"4","title":"Yasalar","url":"/yaozet/law","target":"_self"},{"id":"5","title":"Finans","url":"/yaozet/finance","target":"_self"},{"id":"6","title":"Oyunlar","url":"/yaozet/games","target":"_self"},{"id":"7","title":"Ürünler","url":"/yaozet/ecom","target":"_self"},{"id":"8","title":"Seyahat","url":"/yaozet/travel","target":"_self"},{"id":"9","title":"Servisler","url":"/yaozet/services","target":"_self"},{"id":"10","title":"Sinema","url":"/yaozet/cinema","target":"_self"},{"id":"11","title":"Programlama","url":"/yaozet/programming","target":"_self"},{"id":"12","title":"Otomobil","url":"/yaozet/auto","target":"_self"},{"id":"13","title":"Yemek","url":"/yaozet/food","target":"_self"},{"id":"14","title":"Bilim","url":"/yaozet/science","target":"_self"},{"id":"15","title":"Spor","url":"/yaozet/sports","target":"_self"},{"id":"16","title":"Edebiyat","url":"/yaozet/literature","target":"_self"},{"id":"17","title":"Emlak","url":"/yaozet/real_estate","target":"_self"},{"id":"18","title":"Diğer","url":"/yaozet/other","target":"_self"}],"activeLinkId":"5","title":"Kategoriler","baobab":{"parentNode":{"context":{"genInfo":{"prefix":"lkw3w02-0-1"},"ui":"desktop","service":"summary","fast":{"name":"summary","subtype":"header_categories"}}}}},"type":"summary","subtype":"header_categories"},"lkw32":{"state":{"article":{"title":"Bank Reference Numbers Overview","text":"Bank reference number uniquely identifies financial transactions. Required for all business transactions, including credit/debit cards. Generated as random combination of letters and numbers","detailed":{"text":"Bank reference number uniquely identifies financial transactions. Required for all business transactions, including credit/debit cards. Generated as random combination of letters and numbers","chapters":[{"id":0,"theses":[{"id":0,"link":null,"text":"Bank reference number uniquely identifies financial transactions"},{"id":1,"link":null,"text":"Required for all business transactions, including credit/debit cards"},{"id":2,"link":null,"text":"Generated as random combination of letters and numbers"}],"title":"Definition and Purpose"},{"id":1,"theses":[{"id":0,"link":null,"text":"Usually appears in bank statements with 20-30 digits"},{"id":1,"link":null,"text":"Found in online banking section under transaction details"},{"id":2,"link":null,"text":"Can be tracked through bank platform transaction list"}],"title":"Locating and Tracking"},{"id":2,"theses":[{"id":0,"link":null,"text":"Enables faster customer service communication"},{"id":1,"link":null,"text":"Helps identify suspicious transactions for investigation"},{"id":2,"link":null,"text":"Facilitates tracking of millions of transactions"},{"id":3,"link":null,"text":"Allows fraudulent charges to be reversed before approval"}],"title":"Benefits and Usage"},{"id":3,"theses":[{"id":0,"link":null,"text":"Issued for credit/debit card applications and merchant receipts"},{"id":1,"link":null,"text":"May be provided in customer service inquiries"},{"id":2,"link":null,"text":"Found at top of application forms or company communications"},{"id":3,"link":null,"text":"Used for tracking transactions through company databases"}],"title":"Types and Sources"}],"keypoints":null},"type":"text","categoryId":"finance","url":"https://www.promtfinance.com/what-is-ref-no/","urlProcessed":"https://yandex.com.tr/yaozet/finance/bank-reference-numbers-overview-id1-1nvipWYK/finance/bank-reference-numbers-overview-id1-1nvipWYK","pageUrl":"https://yandex.com.tr/yaozet/finance/bank-reference-numbers-overview-id1-1nvipWYK?lr=213","sharingPath":"finance/bank-reference-numbers-overview-id1-1nvipWYK"},"pageUrl":"https://yandex.com.tr/yaozet/finance/bank-reference-numbers-overview-id1-1nvipWYK?lr=213","header":{"title":"Bank Reference Numbers Overview","subtitle":"Yapay zekadan makale özeti","homeUrl":"/yaozet/","sourceUrl":"https://www.promtfinance.com/what-is-ref-no/","hasShare":true,"canUseNativeShare":false,"extralinksItems":[{"variant":"reportFeedback","reportFeedback":{"feature":"YaOzet","title":"Bu yanıtta yanlış olan nedir?","checkBoxLabels":[{"value":"Uygunsuz veya aşağılayıcı yanıt"},{"value":"Bilgi az"},{"value":"Bilgi güncel değil"},{"value":"Görüntüleme hataları"},{"value":"Diğer"}]}}],"categoryUrl":"/yaozet/finance","categoryTitle":"Finans"},"feedbackProps":{"feature":"Summary","baseProps":{"metaFields":{"yandexuid":"3087058741760366129","reqid":"1760366258366717-4546426676747353513-balancer-l7leveler-kubr-yp-klg-215-BAL"}},"positiveCheckboxLabels":[{"value":"Yanıtı çok beğendim"},{"value":"Yanıtta gerekli bilgiler var"},{"value":"Kolay anlaşılır"},{"value":"Diğer"}],"negativeCheckboxLabels":[{"value":"Uygunsuz veya aşağılayıcı yanıt"},{"value":"Bilgi az"},{"value":"Bilgi güncel değil"},{"value":"Görüntüleme hataları"},{"value":"Diğer"}]},"isHermione":false,"dialogStoreProps":{"baseUrl":""},"globalStoreProps":{"imageBackendUrl":"https://yandex.com.tr/images-apphost/image-download?cbird=171","query":"","retina":false,"avatarId":"0","isHermione":false,"isMacOS":false,"tld":"com.tr","isEmbeddedFuturis":false,"isLoggedIn":false,"brand":"yazeka","reqId":"1760366258366717-4546426676747353513-balancer-l7leveler-kubr-yp-klg-215-BAL","device":{"isIOS":false,"platform":"desktop"},"neuroMordaUrl":"","advChatParams":{"advLabelProps":{"compactAdvLabel":false},"needPrerenderCounter":false},"disableUrlParamsModification":false,"feedbackBaseProps":{"featureName":"summary","metaFields":{"yandexuid":"3087058741760366129","reqid":"1760366258366717-4546426676747353513-balancer-l7leveler-kubr-yp-klg-215-BAL"}},"adapterName":"summary"},"baobab":{"parentNode":{"context":{"genInfo":{"prefix":"lkw3w03-0-1"},"ui":"desktop","service":"summary","fast":{"name":"summary_item_response"}}}}},"type":"summary_item_response"},"lkw33":{"state":{"isIndex":false,"form":{"name":"yaozet","action":"/yaozet/create","validatePath":"/yaozet/create/json"},"baobab":{"parentNode":{"context":{"genInfo":{"prefix":"lkw3w04-0-1"},"ui":"desktop","service":"summary","fast":{"name":"summary","subtype":"right-column"}}}}},"type":"summary","subtype":"right-column"},"lkw34":{"state":{"generalLinks":[{"id":"privacy-policy","text":"Gizlilik politikası","url":"https://yandex.com.tr/legal/privacy_policy/tr/"},{"id":"terms-of-service","text":"Kullanıcı sözleşmesi","url":"https://yandex.com.tr/legal/yaozet_termsofuse"},{"id":"report-error","text":"Hata bildir","url":"https://forms.yandex.com.tr/surveys/13748122.01a6645a1ef15703c9b82a7b6c521932ddc0e3f7/"},{"id":"about-company","text":"Şirket hakkında","url":"https://yandex.com.tr/project/portal/contacts/"}],"copyright":{"url":"https://yandex.com.tr","currentYear":2025},"socialLinks":[{"url":"https://www.tiktok.com/@yandex.turkiye","type":"tiktok","title":"TikTok"},{"url":"https://www.youtube.com/@YandexTurkiye","type":"youtube","title":"Youtube"},{"url":"https://www.facebook.com/YandexComTr","type":"facebook","title":"Facebook"},{"url":"https://www.instagram.com/yandex__turkiye/","type":"instagram","title":"Instagram"},{"url":"https://x.com/yndxturkiye","type":"x","title":"X"}],"categoriesLink":[],"baobab":{"parentNode":{"context":{"genInfo":{"prefix":"lkw3w05-0-1"},"ui":"desktop","service":"summary","fast":{"name":"summary","subtype":"footer_tr"}}}}},"type":"summary","subtype":"footer_tr"}}