Ziraat Bankası AA ifadesi, Açık Bankacılık hizmetini ifade edebilir. Açık Bankacılık, bankaların ve finansal kuruluşların müşteri verilerini üçüncü taraf hizmet sağlayıcılarla paylaşmalarına olanak tanıyan bir finansal hizmet modelidir 12.
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